Get up to 90% back on unexpected vet bills. Comprehensive accident & illness coverage for dogs and cats — from a provider protecting 500,000+ pets since 2003.
While other providers cut corners, Fetch covers what matters most — including conditions many competitors exclude entirely.
One comprehensive plan covers everything from broken bones and bite wounds to cancer treatment, allergies, and arthritis. No choosing between accident-only or illness-only.
French Bulldog breathing problems? Burmese kidney stones? Unlike many competitors, Fetch covers medical conditions linked to your pet's breed.
Every adult tooth plus gums. Full coverage for periodontal disease, oral tumors, trauma, and more — protection most providers don't offer.
Call, text, email, or video chat with a licensed vet anytime. Covered up to $1,000 per year with no copay required.
Save up to $735/year on annual exams, vaccinations, flea and tick prevention, heartworm tests, dental cleanings, and routine blood work.
Acupuncture, chiropractic care, and homeopathic therapy are all covered. Not all providers include these — Fetch does.
Getting your pet protected takes minutes, not paperwork.
Enter your pet's name, breed, and age. See your personalized plan options and pricing in under 2 minutes.
Pick your coverage level, deductible, and reimbursement rate. Add the Wellness plan for routine care savings.
Use any licensed veterinarian in the U.S. or Canada. No networks, no restrictions, no referrals needed.
Submit your claim in minutes through the app. Up to 90% of claims are reimbursed in as little as 2 days.
"We've been able to focus on her care and comfort instead of the financial burden."
"I had no idea that a quick dog surgery could be that expensive."
"Stormi was diagnosed with EPI shortly after we adopted her."
Fetch covers accidents (broken bones, bite wounds, poisoning, swallowed objects) and illnesses (cancer, allergies, infections, arthritis, dental disease) in one comprehensive plan. You can also add a Wellness plan for routine care like vaccinations, annual exams, and flea/tick prevention.
Like all pet insurance providers, pre-existing conditions (conditions that occurred before coverage began) are generally not covered. However, Fetch performs a medical record review and will work with you to understand exactly what is and isn't covered for your pet.
Yes! You can visit any licensed veterinarian in the United States or Canada. There are no networks or restrictions. You pay the vet directly and submit your claim to Fetch for reimbursement.
Up to 90% of claims are paid back in as little as 2 days. You can submit claims through the Fetch app in minutes and track their status in real time.
When you get your quote through our exclusive link, you receive a permanent 10% discount on your monthly premium for the life of your policy. This can save you $50 or more per year. (Maximum 5% in North Dakota; not available in AK, FL, TN, or HI.)
Costs vary by breed, age, location, and the coverage level you choose. Get a free personalized quote in under 2 minutes to see exact pricing for your pet — with your 10% discount automatically applied.
Yes — older pets are actually more likely to need veterinary care. While premiums may be higher for senior pets, the potential savings on treatment for conditions like cancer, arthritis, and organ disease can be substantial.
Get your free, personalized quote in under 2 minutes.
Your exclusive 10% lifetime discount is applied automatically.